Do you lose your no claims bonus for windscreen replacement?
No, with LV= car insurance, windscreen claims don’t affect your no claim discount. For example, if you get a chip in your windscreen and it needs to be repaired or replaced, you’ll have to pay an excess – but you won’t lose any of your NCD.
Is it worth claiming for windscreen?
Why is windscreen cover important? Even though there’s an excess to pay, with windscreen cover it’s often less than if you made a claim on your standard car insurance policy. You might be tempted to ignore a small chip in your windscreen if you think it’s not worth the cost of repairing.
Does windscreen replacement count as a claim RAC?
No. We will not charge an excess if you use either our approved windscreen repair company or one of your own choosing. Your no-claims discount will also not be affected by this type of claim.
What does excess free windscreen mean?
Because windscreen chips and cracks are so common, many insurers offer excess-free glass-only windscreen repairs which means you won’t have to pay an excess when you have the damage fixed.
How do I claim RAC windscreen?
If you have comprehensive car insurance, just make your claim online 24/7 or call us on 13 17 03, and we will arrange for one of our glaziers to repair or replace the damaged glass. If our glazier can repair the damage, your claim can be processed without an excess.
Does 3rd party insurance cover windscreens?
Windscreen cover is not included on a third party policy, as this type of insurance doesn’t provide protection against damage to your vehicle. Where it’s included, some standard policy wordings mean even if you only have a minor chip you would still need to pay your full excess.
Does windscreen affect insurance?
Many car insurance comprehensive policies include windscreen cover, but check with your insurer to make sure your windscreen is protected. If your car insurance doesn’t have specific windscreen cover you may be liable to pay the full excess in the event of a claim and you could lose your No Claims Bonus.
Does windscreen damage affect no claims?
No, a windscreen claim will not affect your no claims bonus.
Is it illegal to drive with a cracked windscreen?
Is it illegal to have a cracked windscreen? Driving with a cracked windscreen can be considered a motoring offence. It could constitute use of a motor vehicle in a dangerous condition. The Highway Code states that drivers should have a full view of the road ahead and glass should be maintained in a good condition.
Does windscreen affect no claims?
Does insurance cover windscreen damage?
If you have a chipped or cracked windscreen, you may be able to claim for a repair or replacement on your car insurance. But windscreen damage isn’t included on every car insurance policy. Windscreen damage may be included in a comprehensive policy but not in a third party, fire and theft policy.